What is the “direct payment” option?
direktbezahlen is offered as a payment method in bezahl.de together with the bafin-licensed open banking expert Tink (part of VISA). This is a transfer ordered by the customer from their own bank. Following the transfer order, the Tink interface receives information as to whether the account is covered and the transfer order has been successfully received by the bank. This enables payment confirmations to be issued 24/7 and in a matter of seconds. This means that, for the first time, even cars can be paid for via smartphone in real time upon delivery.
-
Buyer enters the BIC and IBAN of their bank.
-
The buyer logs in with their online banking details.
-
The buyer checks their data and approves the payment.
Important tips for the buyer:
-
Make sure that the account has sufficient funds.
-
Check whether the transfer or daily limit needs to be adjusted.
-
Depending on the account and the bank, a TAN generator and the bank card may be equired.